by Tom Walker | Jan 27, 2021 | Federal Retirement
Market Volatility & Sequence of Returns Risk The recent market volatility has many Feds wondering if the longest bull-market in US history is finally beginning to falter. Many folks saving for retirement have seen most of their growth come from the market over...
by Tom Walker | Jan 27, 2021 | Federal Retirement
The G Fund: “Safe” NOT “Risk Free” What Is The G Fund & How Does It Work? The G Fund, has long been the low-stress haven of TSP participants looking to shelter their nest egg from market volatility thanks to its combination of safety and...
by Tom Walker | Jan 27, 2021 | Federal Retirement
Thrift Spending Plan Retirement Income Strategies Many articles, websites, and newsletters focus their efforts on helping you learn more about how to grow your TSP prior to utilizing it in retirement to supplement your fixed income. Many of these resources provide a...
by Tom Walker | Jan 27, 2021 | Federal Retirement
Life Insurance for the Living – Part Two Life Insurance…Now for the Living! In the first article of this series we learned that Living Benefit Riders are additions to a life insurance policy that allow the policy owner to accelerate a portion of the...
by Tom Walker | Jan 27, 2021 | Federal Retirement
Life Insurance for the Living – Part One Life Insurance…Now for the Living! Let me open up with a simple question, how much of your FEGLI coverage is available for you to access while you still have a pulse? Some of you may scoff and say, “Duh,...
by Tom Walker | Jan 27, 2021 | Federal Retirement
Pros & Cons of TSP Annuity An annuity, in the broadest terms, usually refers to an investment or program where the participants exchange a sum of money (contributions) for a guaranteed stream of income. In general, programs like this look to mitigate longevity...
by Tom Walker | Jan 27, 2021 | Federal Retirement
Glass Half Full Federal Benefits & Budget Cuts There has been a maelstrom of gloomy articles referencing the proposed changes to federal retirement benefits published lately and, while it is critical that you stay informed, it is also important to remember how...
by Tom Walker | Jan 26, 2021 | Federal Retirement
Timing the FEGLI When It’s Best To Be Part Of & To Stand Out From The Masses When looking at the FEGLI there are 3 main factors in evaluating whether or not it is still the best option for coverage at this point in your life/career. The first is your ability to...
by Tom Walker | Jan 26, 2021 | Federal Retirement
From Dream to Reality How To Define And Design Your Federal Retirement When you get in your car, pull out of your driveway, and leave your neighborhood, how often do you have your destination in mind, a goal to end up somewhere specific? You might adjust the route for...
by Tom Walker | Jan 26, 2021 | Federal Retirement
The 7 Biggest Risks To Federal Retirees As the largest segment of the population prepares for and enters retirement, there has been an increased emphasis on researching and analyzing the unique risks retirees face. When we separate from service we transition...