WALKER CAPITAL TEAM

THE RIGHT TEAM WITH THE RIGHT TOOLS

TOM WALKER

ChFEBC /// WCPG FOUNDER

Tom Walker’s connection to the federal community started long before his career did. Growing up in Maryland, Tom saw his father spend nearly 40 years as a Department of Defense contractor. He learned first-hand what a life of public service asked of a family – and how rarely those families were given financial guidance tailored to the benefits public servants and their households rely on. That became one of the cornerstones the firm was built upon: that the people who power the public sector deserve advice tuned specifically for their unique needs.

For nearly 15 years, Tom has worked extensively with federal employees and retirees. As a Chartered Federal Employee Benefit Consultant (ChFEBC®), his efforts have helped guide thousands of FERS, CSRS, and Special Provisions families through the decisions that define their retirement – when to step away, how to protect what they’ve built, and how to turn a career of service into a retirement of lasting security. He focuses on the systems federal employees need to coordinate: FERS pensions, the TSP, FEHB and Medicare, survivor benefits, and the Social Security rules that quietly reshape retirement. When feds understand their benefits, they make better choices, and better choices can lead to better retirements.

At the heart of Tom’s work is a belief that education is empowerment. He’s convinced that confident decisions come from genuine understanding rather than sales pitches, and he has built his life’s work around the foundation of teaching financial literacy. He created the “FEDucated” series, wrote the bestselling “Well-Fed: Cooking Up a Retirement of Abundance,” and hosts the Well-Fed Newsletter and YouTube channel, reaching hundreds of thousands of federal employees with those efforts. Whether someone is five years from retirement or already there, Tom’s goal is the same: clarity, confidence, and a plan that fits their life. Based in Charlotte, North Carolina, he works with federal families nationwide. Outside the office, he’s a lifelong guitarist and avid reader, a devoted hiker, mountain biker, and paddle boarder, and proud dog dad to Marlo – WCPG’s Chocolate Lab/Pit rescue/mascot.

JOHN MAYBURY

CFP, CFTA /// FEDERAL RETIREMENT STRATEGIST

John Maybury brings more than 20 years of experience in the financial services industry to Walker Capital. A graduate of Waynesburg University with a Bachelor of Science in Business Administration (Finance), John also holds the prestigious Certified Financial Planner™ (CFP®) and Certified Trust and Fiduciary Advisor (CTFA) designations.

Before joining Walker Capital, John spent more than 15 years with Vanguard as a financial advisor to a diverse range of clients – from those building their financial foundations to ultra-high-net-worth families with complex planning needs.

Specializing in relationship-based financial planning, John believes that successful planning begins with understanding each client’s unique goals, values, and aspirations. Rather than simply identifying the “best” recommendation, he ensures every strategy aligns with what matters most to the client – both financially and personally – so they can embrace it & their retirement with clarity and confidence.

John is excited to leverage his extensive experience in retirement planning for those on ‘Main Street’ to bring true holistic solutions to those who have dedicated their careers to public service – helping FERS retirees optimize the coordination of their TSP, FEGLI, FEHB, and Social Security to maximize their retirement.

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Logo for Retirement Tax Services: blue gradient square with an 'R' symbol, the text RETIREMENT TAX SERVICES, and a microphone icon.

RETIREMENT TAX SERVICES

CPA PARTNERSHIP /// TAX <> RETIREMENT PLANNING

We believe proactive tax planning is an essential part of comprehensive financial planning. That’s why Walker Capital Preservation Group has a relationship with Retirement Tax Services (RTS), a national organization founded by Steven Jarvis, CPA, that specializes in helping financial professionals incorporate tax-aware strategies into the planning process.

Through our relationship with RTS and the educational resources they provide, we are able to incorporate additional tax-focused analysis into the planning process. This helps clients better understand how retirement income decisions, distributions, Roth conversions, Social Security timing, and other financial strategies may affect their lifetime tax liability. By considering taxes alongside investments, retirement benefits, insurance, and estate planning, clients can make more informed decisions about their financial future.

AS SEEN ON:

FEDweek Logo
FedSmith
Federal News Network
Federal SOUP
Government Executive

AS SEEN ON:

CHOOSE WHAT YOUR RETIREMENT NEEDS

HOW CAN WALKER HELP?

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RETIREMENT PLANNING

Can you afford to retire? What kind of retirement lifestyle will you be able to enjoy? You have saved your whole career towards this goal, but what if you are left with too much life at the end of your money?

Retirement Planning with Walker Capital is your guide through these tough questions.

CLICK FOR MORE ON RETIREMENT PLANNING 〉

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BENEFITS COORDINATION

Holistic planning for Federal Employees begins by understanding how your current Federal Benefits work, what they cost, cover, & what obstacles you may encounter. For nearly a decade Walker Capital has specialized in coordinating FERS & CSRS benefits within successful retirement plans.

CLICK FOR MORE ON BENEFITS COORDINATION 〉

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TAX PLANNING

With the national debt skyrocketing, tax planning helps Federal Retirees understand how to keep more of their hard earned money as tax rates increase in coming years.

What good is investment growth if you can't actually enjoy it in retirement?

CLICK FOR MORE ON TAX PLANNING 〉

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INSURANCE PLANNING

When properly utilized, insurance can help protect the quality of both you & your family’s lifestyle throughout your career, in retirement, & even beyond (legacy).

Learn how Living Benefit Riders can provide flexible protection so your plan can evolve as your needs change over time.

CLICK FOR MORE ON INSURANCE PLANNING 〉

READY TO SCHEDULE WITH THE WALKER TEAM?

BELOW ARE A LIST OF WALKER'S UPCOMING WEBCASTS

WALKER CAPITAL 2026 WEBCASTS

FERS Retirement Readiness: The Foundation of a Confident Federal Retirement

Understanding the Building Blocks Before the Clock Starts

Before you pick a retirement date - or make irreversible elections - you need clarity on how your federal benefits actually fit together.
This foundational session is designed to help federal employees understand the core components of the FERS retirement system and how they interact long before paperwork is filed. We’ll walk through pensions, the FERS Supplement, Social Security, the Thrift Savings Plan, and key survivor benefits - focusing on how coordination (or lack thereof) impacts long-term income, taxes, and flexibility.
Many retirement mistakes aren’t caused by bad investments - they’re caused by misunderstanding how benefits interlock. This session helps you replace assumptions with structure and prepares you for every decision that follows in the FEDucated series.

If you want confidence before committing to a retirement timeline, this is where it starts.

Social Security for Feds: Savvy Filing Strategies

Claiming Strategies, Spousal Planning, and System Realities

Social Security is one of the most misunderstood—and most emotionally charged—retirement benefits federal employees face.
This session goes beyond “when should I file?” to examine how Social Security integrates with FERS benefits, pensions, and household income planning. We’ll explore spousal and survivor benefits, coordination with the FERS Supplement, taxation thresholds, provisional income, and the real implications of projected system changes—not headlines or fear-based speculation. For many households, the filing decision can impact hundreds of thousands of dollars over the course of retirement. This session helps you understand your options, tradeoffs, and risks so Social Security becomes a strategic asset—not a guessing game.

If you’re married, nearing retirement, or concerned about benefit reductions, this session is essential.

Thrift SAVINGS Plan: How to Build, Manage, & Optimize Your TSP

Accumulation Decisions That Shape Retirement Flexibility

Your Thrift Savings Plan is likely your largest retirement asset - but most federal employees manage it on autopilot.
This session is designed specifically for federal employees who are still working and focused on building their TSP with intention. We’ll break down how contribution strategy, fund selection, tax treatment, and time horizon all work together - and why decisions made during your career directly impact taxes, income options, and risk exposure later in retirement.
Rather than chasing performance or reacting to market headlines, this session emphasizes structure: how to align your TSP with your career stage, risk tolerance, and long-term retirement goals. We’ll also discuss common accumulation mistakes, misconceptions around lifecycle funds, and how to think about Roth vs. traditional contributions in a changing tax environment.

If you want your TSP to work for you - now and in retirement - this session provides the framework to do it with confidence.

CAN’T FIND YOUR WEBCAST TOPIC OR CAN’T MAKE IT TO AN EVENT?

CHECK OUT OUR EVENT CALENDAR & WEBCAST RECORDINGS 

Walker Capital Webcast & Events Calendar

WALKER'S 2026 EVENTS

CLICK HERE FOR ALL THE UPCOMING EVENTS FOR WALKER CAPITAL

Walker Capital Past Webcast Recordings

WEBCAST RECORDINGS

CLICK HERE FOR RECORDINGS OF OUR PAST WEBCASTS

CAN’T FIND YOUR WEBCAST TOPIC OR CAN’T MAKE IT TO AN EVENT?

CHECK OUT OUR EVENT CALENDAR & WEBCAST RECORDINGS 

Walker Capital Webcast & Events Calendar

WALKER'S 2026 EVENTS

CLICK HERE FOR ALL THE UPCOMING EVENTS FOR WALKER CAPITAL

Walker Capital Past Webcast Recordings

WEBCAST RECORDINGS

CLICK HERE FOR RECORDINGS OF OUR PAST WEBCASTS

WALKER  Publications 

FEATURED BLOGS & ARTICLES

The Decisive Decade: The 10-Years That Will Shape Your Retirement

There is a critical period in retirement planning, a span of roughly 10 years that largely determines the sustainability of your lifestyle throughout your retirement. This 10 year time frame has no set start age, like Medicare or Social Security, because this decisive decade is unique to each individual’s retirement date. For it is that date which marks your transition from the Accumulation Phase to the Distribution Phase of your financial lives, it is when you reach the mountaintop of wealth accumulation, retire, and begin plotting your descent route to see you safely to the journey’s end.

Rethinking Tax Assumptions

Have you ‘insured’ your retirement against the threat of higher future tax rates? Generally, when we purchase insurance, regardless of which type, we are paying a small amount of money today (commonly referred to as premiums) to insure against a major expense or concern later. Is there a way that you can apply this same concept to insure your nest egg against future tax rate changes? In other words, is there a way you could pay a little more in taxes today to protect ourselves from potentially paying much more in taxes later?
Have you ‘insured’ your retirement against the threat of higher future tax rates?

Surviving Spouse Benefit

I recently asked this question at one of my FERS pre-retirement seminars and saw many confused faces peering back at me. “What do you mean?” was the collective telepathic response. “Well, income continuation can be designed with purpose, can be planned out, and income for a surviving spouse can come in a number of different ‘flavors’”, I then asked again, “What kind of income do you think your spouse would like if you were to pass away?”

MORE FROM THE WALKER CAPITAL BLOG   

BLOGS, BOOKS & ARTICLES 

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